New Delhi
oi-Prakash KL
Delhi Chief Minister Rekha Gupta has announced the registration for the Lakshmi Yojana will begin on August 1.
“She has appealed to eligible women in the national capital to register to receive ₹2,500 in their accounts every month.
Delhi Chief Minister Rekha Gupta announced the Lakshmi Yojana registration begins August 1, offering eligible women ₹2,500 monthly. Applicants must be Delhi residents (10+ years), aged 21-59, with family income under ₹2.5 lakh, and funds can be paid via RD/FD or partly through a restricted CBDC digital wallet.
In a post, she said, “Online registration for the Delhi Lakshmi Yojana will begin from August 1. All eligible sisters are urged to get themselves registered. Every month, the Delhi government will send ₹2,500 to your account. This is the Delhi government’s pledge dedicated to your hard work, your dignity, and your self-confidence.”
Who Is Eligible To Get Rs 2,500?
As in other states, the Delhi government has made it clear that only Delhi residents are eligible for the scheme. She must have been a permanent resident of the national capital for at least 10 years.
Women aged between 21 and 59 can enrol for the scheme, provided their family’s annual income does not exceed ₹2.5 lakh. However, only the eldest woman member of the family are eligible; not all women in the household will receive the benefit.
Who is Not Eligible?
- Women already receiving other government pensions (e.g., widow, disability, or old-age pension).
- Families with an income-tax payer or GST payer.
- Families owning a four-wheeler (car).
- Households consuming more than 200 units of electricity per month (over 2,400 units/year).
- Government employees or retired pensioners.
- Applicants or family members who have a criminal record
- Mothers with more than 3 living children.
The Rekha Gupta government has allocated a budgetary provision of Rs 5,110 crore in the 2026-27 Budget for the scheme.
To balance immediate spending needs with long-term financial security, beneficiaries will be offered two distinct choices for receiving their monthly aid. Under the first model, ₹1,500 will be deposited into a recurring deposit (RD) or fixed deposit (FD) account, while the remaining ₹1,000 will be credited to a Central Bank Digital Currency (CBDC) digital rupee wallet.
Spending from this digital wallet will be restricted to approved goods and services, governed by a government-prescribed “Negative List.”
Alternatively, beneficiaries looking to build personal capital may choose to receive the full ₹2,500 payout directly into an RD or FD account to encourage institutional savings.
The application process will be conducted entirely online through the Delhi Lakshmi Yojana portal which will be launched on August 1. The government said a district-level mechanism would scrutinise applications, grant approvals and address grievances to ensure transparency.
